About NaijaVTU Pro
A lightweight, secure VTU platform engineered for Nigerian vendors, agents and API resellers.
No Composer
Pure PHP 8.2 with a secure spl_autoload_register() class loader.
Wallet-first ledger
Atomic credit/debit operations with idempotency and row locking.
Expansion-ready
Paystack and Whogopay included; Monnify/Flutterwave adapters can be added.